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Auto Insurance
Drive with Confidence: Customized Auto Insurance Solutions
Welcome to Better Holmes Insurance, where your journey on the road is safeguarded with our comprehensive auto insurance solutions. Based in St. George, Utah, we’re here to ensure every turn you take is backed by robust protection and personalized service. Whether you’re commuting through city streets or exploring scenic routes, our auto insurance policies are designed to match your driving lifestyle.
Why Choose Better Holmes Insurance for Your Auto Insurance
- Personalized Coverage: We understand that no two drivers are the same. That’s why we offer customizable coverage options. From basic liability to full coverage, roadside assistance, and everything in between, we tailor your policy to fit your specific needs.
- Competitive Rates: Get the best value for your money. We constantly monitor the market to offer you competitive rates without compromising on coverage.
- Unmatched Customer Service: Experience a low-pressure, education-focused approach. Our team is here to answer your questions, provide clarity on your policy, and assist you promptly in case of claims.
What does it cover?
Roadside Assistance
We offer Roadside Assistance as part of our plans, ensuring you’re never alone in times of automotive trouble
Liability Coverage
Protects you if you’re responsible for an accident, covering injury and property damage to others.
Collision Insurance
Covers damage to your vehicle from accidents, regardless of who is at fault.
Comprehensive Insurance
Shields your car from non-collision events like theft, vandalism, and natural disasters.
Uninsured/Underinsured Motorist Protection
Ensures you’re covered if an uninsured or underinsured driver hits you.
Additional Options
Tailor your policy with add-ons like rental reimbursement, roadside assistance, and more.
Exploring the Road of Possibilities: Diverse Auto Insurance Options at Better Holmes Insurance.
At Better Holmes Insurance, we understand that every driver has unique needs. That’s why we offer a variety of specialized auto insurance options to suit every kind of motorist in Utah. For classic car enthusiasts, our Classic Car Insurance provides tailored coverage for your prized vintage vehicles. Adventurous souls with RVs or campers can benefit from our Recreational Vehicle Insurance, ensuring your home-on-wheels is protected on your journeys. And for those zipping around on two wheels, our Motorcycle Insurance offers the specific protection needed for the open road. Plus, for the eco-conscious drivers, we offer Electric Vehicle Insurance with unique considerations for EVs. Each policy is designed with the understanding that your vehicle is more than just a mode of transport – it’s a part of your lifestyle. Let Better Holmes Insurance be your partner in every automotive adventure.
Classic Car Insurance
Preserving Your Automotive Heritage
Classic Car Insurance is specially crafted for vintage and collector cars. It’s not just about age; it’s about value, rarity, and nostalgia. This insurance typically offers agreed value coverage, ensuring that in the event of a loss, you’re compensated for the car’s full collector value, not just its depreciated market value. With Better Holmes Insurance, your classic beauty gets the specialized care and protection it deserves.
Travel Trailers Insurance
Securing Your Home Away from Home
Our comprehensive coverage includes protection against damage from collisions, theft, fire, and other unforeseen events, as well as liability coverage in case of accidents while on the road or at your campsite. We also provide options for personal property inside your trailer, ensuring your belongings are safe too.
Utility Trailer Insurance
Shielding Your Workhorse
We offer Utility Trailers Insurance tailored to protect against the risks associated with hauling and transportation. Our coverage safeguards against damages from accidents, theft, and natural disasters, as well as liability issues that may arise during use. Whether you’re transporting tools to a job site or hauling goods for your small business, our Utility Trailers Insurance ensures that your investment is secure, so you can focus on getting the job done.
Electric Vehicle Insurance
Innovative Protection for Innovative Vehicles
As electric vehicles (EVs) gain popularity, our Electric Vehicle Insurance addresses the unique needs of EV owners. This includes coverage for specialized parts and systems, potential battery replacement costs, and even charging station incidents. With Better Holmes Insurance, you can drive your eco-friendly vehicle knowing you’re supported by forward-thinking insurance.
Recreational Vehicle Insurance
At Better Holmes Insurance, we understand that your leisure activities are an essential part of your life. That’s why we offer specialized Recreational Insurance to protect your vehicles of adventure, whether you’re hitting the trails, cruising the roads, or setting up camp. Our comprehensive policies cover a range of recreational vehicles, from camping trailers to side-by-sides, ATVs, motorcycles, and even golf carts, ensuring your peace of mind during every escapade.
Camping Trailers Insurance
Your Home Away from Home
For those who love the great outdoors, our Camping Trailer Insurance offers the protection your mobile haven deserves. This policy covers your trailer against damage, theft, and other risks, ensuring that your home on wheels is safeguarded, no matter where your journey takes you.
Motorcycle Insurance
Ride with Freedom and Security
Motorcycle Insurance with Better Holmes Insurance is designed for the freedom of the open road. From cruisers to sports bikes, we offer coverage that includes protection against theft, damage, and liability in case of accidents. Customizable options like accessory coverage and roadside assistance mean that your policy is as unique as your ride.
Side by Sides Insurance
Tackle The Trails with Assurance
Embrace your off-road adventures with confidence. Our Side by Side Insurance provides comprehensive coverage for your rugged ride, protecting against accidents, damage, and unforeseen events that might occur off the beaten path.
ATV’s Insurance
Secure Your Off-Road Fun
Your ATV represents freedom and thrill. Our ATV Insurance is designed to protect this freedom, covering your all-terrain vehicle against potential risks like collisions, theft, and other unexpected incidents, so your off-road adventures can continue without worry.
Golf Carts Insurance
Safety On and Off the Course
Whether you’re on the golf course or cruising around your community, our Golf Cart Insurance offers the protection you need. Covering accidents, damage, and liability, this policy ensures that your leisurely rides are just as secure as they are enjoyable.
The Top 10 Most Common Questions about Auto Insurance
How Quickly Can I Get an Auto Insurance Quote?
At ‘Not that Jake’ Insurance, obtaining an auto insurance quote is swift and efficient, typically completed in just a few minutes.
What If I Don't Disclose My Entire Driving History?
Omitting details or providing false information about your driving history is considered fraudulent and can result in the cancellation of your policy.
What's Covered Under Auto Insurance?
Our auto insurance policies cover damages to your vehicle, personal injury, and liabilities in case of accidents.
Are There Different Types of Auto Insurance Coverage?
Yes, we offer a variety of coverages, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
Is Auto Insurance Mandatory?
In Utah, as in most states, having auto insurance is a legal requirement for all vehicle owners.
What Are the Consequences of Not Having Auto Insurance?
Driving without insurance can lead to severe legal and financial consequences, including fines and potential imprisonment.
How Much Does Auto Insurance Cost?
The cost of auto insurance varies based on factors like driving history, vehicle type, and chosen coverage levels.
What Is the Most Affordable Auto Insurance Policy?
Liability coverage is typically the most affordable option, but we recommend considering more comprehensive coverage for better protection.
Can I Add Other People to My Policy?
You can include members of your household in your policy, as long as they reside at the same address.
How Are Auto Insurance Premiums Paid?
You have the flexibility to pay your auto insurance premiums either monthly or annually, with potential discounts available for annual payments.
Bundle + Save
Unlock the potential for savings with our exclusive bundling options at Better Holmes Insurance! You can streamline your coverage by combining your home, auto, and other insurance policies while enjoying significant discounts. Imagine the convenience of managing all your insurance needs under one roof and the peace of mind that comes with comprehensive protection. Plus, our personalized approach ensures that each bundle is tailored to fit your unique lifestyle and budget. Don’t miss this opportunity to simplify your insurance and save money. Contact us today to explore your bundling options and start saving!
Blog + News
Articles
Our Blog and News Section are designed to demystify insurance topics, offering you clear, informative, and engaging content that helps you navigate the complexities of insurance with ease. Whether you’re looking to understand the intricacies of various insurance policies, stay updated with the latest industry trends, or simply seek practical advice to safeguard your assets, our articles are crafted to empower and educate.
Is it Illegal to Drive Without Insurance in Utah?
Hey there, it's Jake from Better Holmes Insurance, back with some important information for all the drivers out there. Today, we're tackling a critical question: Is it illegal to drive without insurance in Utah? The short answer is yes, but there's a lot more to know....
How Much Is Flood Insurance in Utah?
Hello, it's Jake from Better Holmes Insurance. Today, we're tackling a question that's especially relevant given Utah's unique geography and weather patterns: How much is flood insurance in Utah? Whether you live near a river, in a valley, or on the slopes of our...
What Types of Insurance Are Not Recommended?
Hey there, it's Jake from Better Holmes Insurance, here to shed some light on a topic that often gets swept under the rug—insurance types that might not be worth your hard-earned cash. We all know insurance is essential for protecting our homes, cars, and even our...